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Editors' ReviewDownload.com staffAugust 20, 2015With about as much functionality as an Excel spreadsheet but none of the convenience, this accounting tool may frustrate beginning users more than aid. HS Money Manager helps you keep track of what you spend, charting multiple bank accounts. Designed for a family that manages several accounts at once, the program can create reports or draw charts fairly easily. Yet the program isn't able to export (or import) information to or from another financial software program. The program's weakest point is its interface, which is very counterintuitive, and requires too many steps to enter data. What's more, while the program itself is password protected, each personal account is not. Overall, this accounting tool, while inexpensive when compared to other programs on the market, is more of a headache than it is a help.