PerSense

Editors' ReviewDownload.com staffAugust 30, 2015This program provides both current and prospective homeowners with a quick way to calculate mortgage, amortization, and value information. When we first opened PerSense, we were a bit confused, as we found ourselves staring at an empty screen. However, once we poked around a bit, we discovered that the Screens menu items bring up individual tools for determining different home-ownership calculations. If you need to figure out your mortgage payment, you enter such information as total price, percentage down, amount of loan, and interest rate. The amortization tool will tell you how long it will take you to pay off your loan, while another tool will let you determine the present and future value of your investment. PerSense is certainly a niche product, but its target audience will likely find it saves time.